Examine your credit: Change Your Life

Perhaps you've gone through some tough times in this economy. Perhaps you lost your job due to no fault of your own after the company you worked for went under. Below are Five Quick Steps for Improving Your Credit Today.

  • Negotiate Outstanding Balances (contact creditors and negotiate a deletion letter or lowest possible paid in full.)
    Note: Avoid Settlements, Always Ask For A Demand Letter Before Making Payment
  • Investigate Items On Your Credit Report (verify all negative items reported to bureaus by your creditors.)
    Note: Save 45 Days! Send Verifications With Your Request: Driver's License, Utility Bill, and Social Security Card
  • Personal Information and Inquiries (go to the credit reporting service of your choice and request free detailed reports from all three bureaus - Equifax, TransUnion and Experian.)
    Note: Send Verifications and Request Removal of Unwanted Personal Information and Inquiries.
  • Revolving Credit Adjustment (pay down all credit cards to 30% of their credit limit.)
    Note: with a $1,000 limit your balance should be $300 or Less.
  • Maximize 3 Accounts Offering a 24 Month History or More (critical for those looking to build a 700-plus score.)
    Note: Secured Credit Cards with a $500 minimum and/or accounts where you can be added a joint holder.

    • Need Answers? Speak With an

    OSM Credit Analyst Now

     
    * First Name :
    * Last Name :
    * Email :
    * Phone :

    I request and grant my consent to be contacted by telephone and/or email regarding credit analysis. Submitting my personal information above constitutes my electronic signature.







    Call us now for a credit consultation:

    1-866-849-0751

    * Important: While the information on this website may appear exciting, OSMCreditDivision.com promises only to perform the steps we've agreed to in each client's case and to charge for those steps already completed. As with any service involving personal credit, no outcome is promised, guaranteed or implied. Your results may vary. ** The number of items removed represents the combined removals for all three credit bureaus. For example, if a single questionable negative item is removed from all three credit reports, it is counted as three separate removals.

     
     Toll-Free: 1-866-849-0751